The credit bureaus are not governmental organizations; however, they are publicly traded; therefore, the federal government has put specific legislation in place to regulate their activities and protect citizens. The law that governs the actions of these agencies is the Fair  Credit Reporting Act (FCRA). Though my real estate career began out of a passion for understanding gentrification, my brokerage at Thumbprint Realty turned me into the professional agent I am today. Clients seek me out not only because I have years of experience, learning from the best in the field, but because I am dedicated and motivated to serve.